PROFESSIONAL LIABILITY INSURANCE IN VANCOUVER, WASHINGTON

Washington is a great place to do business, but getting sued is still a real possibility. A professional liability plan from Applied Team Insurance could shield your business from harm.

WHY BUY PROFESSIONAL LIABILITY INSURANCE?

There are many sources of pride for a business owner: first employee, hitting a major sales goal, getting awards from the community, the list could go on. However, you might find yourself in the unfortunate position of being served with a lawsuit.

A few of the many common reasons you could be sued for are negligence, personal injury or copyright infringement. A lawsuit has the potential to be a huge financial drain on your business funds. Having professional liability insurance can help protect your business assets and give you some peace of mind.

WHAT DOES & DOESN’T PROFESSIONAL LIABILITY INSURANCE COVER?

Professional liability insurance includes, but isn’t limited to:

• Negligence (alleged or actual)
• Cost of legal defense
• Personal injury (libel, slander, etc.)
• Copyright infringement
• Claims and damages
• Non-permanent staff

While your professional liability insurance may help offset the costs of defending your reputation, it’s not a cure-all or boundless safety net. Professional liability insurance in Washington has limitations. The following situations aren’t covered under a professional liability policy:

• Bodily injury
• Property damage
• Fraud
• False advertising
• Patents and trade secrets
• Employment issues
• Customer identifiable information

GETTING PROFESSIONAL LIABILITY INSURANCE

If you think your business could benefit from a professional liability insurance policy, talk to one of our knowledgeable agents today. We’ll help you find a plan that’s right for your budget and business.

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