BUSINESS OWNER’S INSURANCE IN VANCOUVER, WASHINGTON
Running a business is tough enough without having to worry about what-happens-if. The talented agents at Applied Team Insurance can help you find the right mix of insurance products to shield you and your business.
WHAT’S BUSINESS OWNER’S INSURANCE?
Business owner’s insurance, also known as BOP, combines property, liability and business interruption coverage all in one, easy-to-manage policy. Completely customizable, you can fit a BOP package to your business’s specific needs.
Small business owner’s insurance coverage can protect you from:
• Property claims
• Equipment breakdown
• Income loss
• Professional liability claims
• Products and completed operations claims
• Fire legal liability claims
• Premises liability claims
Supplemental coverages are also available.
WHY GET BUSINESS OWNER’S INSURANCE?
Running a business involves a significant investment in time and money. Business owners insurance offers a way to protect your investment. Having a policy can minimize financial risks associated with unexpected events such as:
• a death of a partner
• an injured employee
• a lawsuit
• a natural disaster
Bundling your coverage also usually results in cost-savings.
WHO NEEDS BUSINESS OWNER’S INSURANCE?
If you’re not an employer, business insurance generally isn’t required by law. However, it’s common practice to purchase enough insurance to cover your assets.
If your business is an LLC or a corporation, your personal assets are protected from business liabilities. However, neither business structure is a substitute for liability insurance, which covers your business from losses.
Business owners insurance is best suited for small- to medium-sized companies with less than 100 employees and less than $5 million in revenue.
FINDING THE RIGHT BUSINESS OWNER’S INSURANCE COVERAGE
Not only are we seasoned insurance professionals, we’re business owners. You can count on us to understand your needs and have the experience to help you determine an appropriate business owner’s insurance package.
Vancouver, WA 98662
Fax Number: 360-258-1026
Save Time & Money
Our licensed agents are discount detectives. Ask an agent today about what discounts you may be eligible for on your insurance in Washington.